Checking your rate will not affect your credit score.
There's no obligation to purchase when you prequalify for financing.
Pay for your order in 12 months for as low as 0% APR. Or, pay in 24 or 36 months at competitive rates*.
*Example payments are based on the listed product price(s) assuming a 36-month loan term and a 9.99% APR. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial company.
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