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Bread Finance allows you an easy and honest way to pay monthly for your big purchases.

Checking your rate takes only seconds. Transparent pricing, easy online payments, and no prepayment penalties make your purchase worry-free.

Affordable Monthly Programs

Affordable Monthly Programs

Pay for your order over 12 months to 36 months at competitive interest rates starting as low as 0% for 12 months for qualified customers*

No Prepayment Penalties

No Prepayment Penalties

Pay back the loan in monthly payments and prepay at any time without penalty.

Fast and Easy Online Application

Fast and Easy Online APplication

Zero paperwork. Applying is easy and financing terms are clear. Get a decision in seconds and checking your eligibility won't affect your credit score in any way.

Checking your rate will not affect your credit score.

There's no obligation to purchase when you prequalify for financing.

Pay for your order over 12 months interest free, or 24 or 36 months at competitive interest rates*

*The term is for a loan to finance a purchase. Rates range from 0.00% to 29.99% APR resulting in, for example, 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC.

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